Smart Grocery Savings App 2025: Cut Grocery Bills on BigBasket, Zepto and Blinkit
Buying groceries is something none of us can skip. Be it a college student, office-goer, or homemaker, groceries easily take up 70–80% of monthly expenses. Apps like Zepto, BigBasket, Blinkit, and Amazon Fresh have made life easy, yet prices can still add up quickly.
We’ve all been there — you start adding to your BigBasket cart and it doubles before checkout. That’s where smart shopping comes in.
MyRupaya’s Grocery Discount Finder turns grocery spending into monthly savings. Over a year, that’s thousands saved effortlessly.
In this guide, you’ll learn:
• How MyRupaya’s Grocery Discount Finder works
• MyRupaya’s other features beyond groceries
• Best credit cards to save on grocery apps
• Ways to reduce grocery bills using MyRupaya + credit cards
• Answers to grocery savings questions
How MyRupaya’s Grocery Tool Helps You Save
MyRupaya’s Grocery Finder is designed for maximum efficiency. Instead of wasting time on expired coupons, MyRupaya shows the best live discounts matched to your cards.
1. Find Active Grocery App Deals – Get valid coupon codes from all major grocery apps instantly.
2. Match Offers with Cards – Different cards give varied cashback. For instance, Amazon Pay ICICI and HDFC Neu cards each add value on different grocery platforms.
3. Double Your Savings – Apply both Zepto promo and credit card rewards in one order. Example: Use HSBC Live+ on Zepto with a MyRupaya promo to double benefits.
4. Real-Time Updates – Grocery deals expire fast. MyRupaya ensures you see only valid, updated offers.
No matter the grocery app you use, you always know which payment saves the most.
Beyond Groceries – MyRupaya’s Broader Purpose
MyRupaya goes beyond groceries—it’s an all-in-one deal platform. It connects your spending with the best available offers.
It covers:
• Movies – Paytm movie offers, PVR, and BookMyShow discounts.
• Travel – flight & hotel booking cashback.
• Food Delivery – Zomato, Swiggy, and Instamart.
• Top e-commerce cashback and coupons.
For groceries, it specializes in:
• Zepto grocery savings – Instant Zepto offers & card deals.
• BigBasket online shopping – Compare card rewards on BigBasket.
• Blinkit app offers – Show live 10-minute grocery promo codes.
• Amazon Fresh & Flipkart Grocery – View card + coupon-based discounts instantly.
To sum up, MyRupaya’s goal is to make sure you never pay full price.
Best Grocery Cashback Credit Cards (2025)
The right card can transform your monthly grocery budget. Here are the top-performing cards for grocery buyers in 2025:
1. HDFC Swiggy Credit Card – Best for Instamart & Zepto
• Cashback: 10% on Swiggy & Instamart
• Other Benefits: Extra rewards on popular e-commerce sites
• Annual Fee: ?500 (waived on ?2 lakh spend)
Why it’s great: Zepto purchases often qualify for cashback under this card. Combine with Zepto coupon codes from MyRupaya to multiply your savings.
HDFC Tata Neu Infinity – Ideal for Tata Ecosystem Users
• Cashback: Earn 10% NeuCoins on grocery orders
• Other Benefits: Extra perks across Tata brands and travel
• Annual Fee: ?1,499
Why it’s great: Earn NeuCoins usable directly for groceries or Blinkit orders.
3. HSBC Live+ Credit Card – Best for Online & Offline Groceries
• Cashback: 10% on both online & offline groceries
• Other Benefits: Multicategory savings beyond groceries
• Annual Fee: ?999
Why it’s great: Ideal if you mix online orders with supermarket visits.
SBI Tata Neu Infinity – Dual Advantage
• Cashback: NeuCoin rewards on BigBasket & Tata Neu apps
• Other Benefits: Wider Tata ecosystem coverage
• Annual Fee: ?1,499
Why it’s great: Strong value for families using BigBasket monthly.
Amazon Pay ICICI – Lifetime Free Option
• Cashback: 5% on Amazon Fresh (Prime), 3% non-Prime
• Other Benefits: Extra cashback on Flipkart Grocery through Amazon Pay
• Annual Fee: ?0 – Lifetime Free
Why it’s great: Ideal for Amazon Fresh and Flipkart Grocery buyers.
Grocery Credit Card Comparison
Instead of tables, here’s the breakdown in paragraph format for SEO tools:
The HDFC Swiggy Credit Card gives 10% cashback on Instamart and Zepto grocery purchases with an annual fee of ?500 (waived on ?2L spend).
The HDFC Tata Neu Infinity Credit Card provides 10% NeuCoins on BigBasket and Blinkit via Tata Neu app at ?1,499 per year.
The HSBC Live+ Credit Card offers 10% cashback on Zepto, BigBasket, and even offline supermarkets for ?999 annually.
The SBI Tata Neu Infinity Credit Card includes NeuCoin rewards for grocery purchases through Tata Neu and BigBasket for ?1,499 annually.
The Amazon Pay ICICI Credit Card gives 5% cashback on Amazon Fresh and Flipkart Grocery — and it’s free for life.
Frequently Asked Questions
Q1: How can I get discounts on grocery apps like Zepto?
? Use MyRupaya’s Grocery Discount Finder to locate valid Zepto coupons and pair them with cashback cards like HSBC Live+ or HDFC Swiggy.
Q2: Can I pay with a credit card on Blinkit?
? Yes, Blinkit supports card payments, and using the HDFC Tata Neu Infinity card gives 10% NeuCoins.
Q3: What’s the best card for BigBasket online shopping?
? Both HDFC Tata Neu Infinity and SBI Tata Neu Infinity work best for BigBasket with double NeuCoin rewards.
Q4: Which is the best free grocery card?
? The Amazon Pay ICICI Credit Card is lifetime free and offers 5% cashback on Amazon Fresh groceries.
Q5: Can I combine coupons and card offers?
? Absolutely. That’s what MyRupaya’s Grocery Discount Finder is built swiggy instamart for — stacking promo codes with cashback benefits.
Conclusion
Groceries are unavoidable, but overspending isn’t, and MyRupaya’s Grocery Discount Finder makes it smarter. Whether it’s Zepto grocery for instant delivery, BigBasket online shopping for bulk orders, or Blinkit app for quick essentials, every cart can cost less with the right strategy.
Cards like HDFC Tata Neu Infinity, HSBC Live+, and Amazon Pay ICICI are top choices for grocery savings. Combine them with MyRupaya’s live coupon alerts, and grocery discounts will always be one click away.
The smarter you shop, the more you save — and groceries are the perfect place to start.